New Car Loan Rate

No-Hassle car shopping with Capital One

  • Apply for an auto loan online and get a response in as little as 15 minutes.
  • Receive your auto loan in the form of a Capital One Blank Check®.
  • The Blank Check gives you the same negotiating power as a cash buyer.
  • Take your time to find that car you like -- your approval rate is locked in for 45 days.

Click Here and Apply Online, You Can Get Approved in as Little as 15 Minutes!

Capital One Auto Finance - New car loan

What is the Blank Check?

Shop like a cash buyer with a Capital One Blank Check

Apply
Arrange your Blank Check loan right now, without leaving you're home or office. Apply online and get an answer in minutes. There's no application fee and no down payment is required.

Shop for your car
On approval your loan rate is automatically locked in for 45 days, giving you time to shop around for a car you like. You're free to spend up to the amount specified on your Blank Check.

Sign your Check
Your Blank Check works like a personal check--your loan isn't activated until you sign and submit the check.

Drive away
Make your Blank Check payable to the dealer or seller, sign it and trade it for the keys to your new car. Capital One pays the check within 24 hours.